<?xml version="1.0"?>
<!DOCTYPE MAXI_ISA_KFD SYSTEM "toykfd.dtd">

<MAXI_ISA_KFD>
    <CUSTOMER_INFO>
        <CUSTOMER_NAME>A. Punter</CUSTOMER_NAME>
        <BROKER_COMPANY_NAME>Trotter's Indeendent Savings</BROKER_COMPANY_NAME>
        <BROKER_CONTACT_NAME>Derek Trotter</BROKER_CONTACT_NAME>
        <FUND_NAME>Fidelity American Fund Maxi ISA</FUND_NAME>
        <AMOUNT_INVESTED>5000</AMOUNT_INVESTED>
    </CUSTOMER_INFO>

    <AIMS>
        <PARA>Aims <ITALIC>spam spam <BOLD>spam</BOLD> spam spam</ITALIC>. </PARA>
        <PARA>Eggs eggs eggs eggs eggs. </PARA>
    </AIMS>

    <YOUR_INVESTMENT>
        <PARA><BOLD>Your <ITALIC>investment spam</ITALIC> spam spam spam spam. </BOLD></PARA>
        <PARA>Eggs eggs eggs eggs eggs. </PARA>
    </YOUR_INVESTMENT>

    <RISK_FACTORS>
        <PARA>Risk factor spam spam spam spam spam. </PARA>
        <PARA>Eggs eggs eggs eggs eggs. </PARA>
    </RISK_FACTORS>

    <CHARGES_TEXT>
        <PARA>Charges explanation spam spam spam spam spam. </PARA>
        <PARA>Eggs eggs eggs eggs eggs. </PARA>
    </CHARGES_TEXT>

    <CHARGES_TABLE  AMOUNT_INVESTED="5000"
                    INITIAL_CHARGE_RATIO="0.0325"
                    GROWTH_RATE="0.07"
                    ANNUAL_CHARGE_RATIO="0.0168">
        <TABLE_ROW  YEAR="1"
                    INVESTED_TO_DATE="5000"
                    EFFECT_OF_CHARGES="370.58" 
                    VALUATION="5353.92"/>
        <TABLE_ROW  YEAR="2"
                    INVESTED_TO_DATE="5000"
                    EFFECT_OF_CHARGES="492.76" 
                    VALUATION="5632.46"/>
        <TABLE_ROW  YEAR="3"
                    INVESTED_TO_DATE="5000"
                    EFFECT_OF_CHARGES="492.76" 
                    VALUATION="5632.46"/>
        <TABLE_ROW  YEAR="5"
                    INVESTED_TO_DATE="5000"
                    EFFECT_OF_CHARGES="779.01" 
                    VALUATION="6233.75"/>
        <TABLE_ROW  YEAR="10"
                    INVESTED_TO_DATE="5000"
                    EFFECT_OF_CHARGES="1802.76" 
                    VALUATION="8032.99"/>
    </CHARGES_TABLE>

    <IMPORTANT_INFO>
        <PARA>Really important spam spam spam spam spam. </PARA>
        <PARA>Eggs eggs eggs eggs eggs. </PARA>
    </IMPORTANT_INFO>
</MAXI_ISA_KFD>

